{"id":99,"date":"2026-02-22T19:44:38","date_gmt":"2026-02-22T19:44:38","guid":{"rendered":"https:\/\/www.tekioadvisorsllc.com\/blog\/?p=99"},"modified":"2026-02-22T19:44:39","modified_gmt":"2026-02-22T19:44:39","slug":"how-the-2025-standard-deduction-can-put-more-money-in-your-pocket","status":"publish","type":"post","link":"https:\/\/www.tekioadvisorsllc.com\/blog\/2026\/02\/22\/how-the-2025-standard-deduction-can-put-more-money-in-your-pocket\/","title":{"rendered":"How the 2025 Standard Deduction Can Put More Money in Your Pocket"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">The standard deduction may be higher in 2025<\/h1>\n\n\n\n<p>For the 2025 tax year, your standard deduction can be significantly higher than in prior years, especially if you are age 65 or older or are blind. Below is a clear walkthrough you can use as an educational blog post for readers planning their 2025 taxes.<a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<h1 class=\"wp-block-heading\">2025 Standard Deduction Basics<\/h1>\n\n\n\n<p>For 2025, the standard deduction is larger than it was in 2024, and it continues to be the default choice for most taxpayers who do not itemize deductions. The exact amount depends on your filing status.<a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<p><strong>2025 standard deduction by filing status<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Filing status<\/td><td>2025 standard deduction<\/td><\/tr><tr><td>Single<\/td><td>$15,750<\/td><\/tr><tr><td>Married Filing Separately<\/td><td>$15,750<\/td><\/tr><tr><td>Married Filing Jointly<\/td><td>$31,500<\/td><\/tr><tr><td>Qualifying Surviving Spouse<\/td><td>$31,500<\/td><\/tr><tr><td>Head of Household<\/td><td>$23,625 dollars<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The above amounts are the base amount and can be increased if you or your spouse are 65 or older or blind.<a><\/a><a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Extra Standard Deduction for Age 65 or Blind<\/h2>\n\n\n\n<p>If you are age 65 or older, blind, or both, you may be entitled to an additional standard deduction amount on top of the base figure for your filing status. This long\u2011standing rule continues in 2025, but the dollar amounts are higher due to inflation adjustments.<a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<p>What this means for You:<\/p>\n\n\n\n<p>The add\u2011on is calculated <strong>per qualifying person<\/strong> (you and, if applicable, your spouse). The 2025 add\u2011on amounts are:<a><\/a><a><\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For Single or Head of Household:<ul><li>$2,000 if you are 65 or older <strong>or<\/strong> blind.<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li>$4,000 if you are <strong>both<\/strong> 65 or older <strong>and<\/strong> blind.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>For Married Filing Jointly, Married Filing Separately, or Qualifying Surviving Spouse (per spouse):<ul><li>$1,600 for each spouse who is 65 or older <strong>or<\/strong> blind.<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li>$3,200 for each spouse who is <strong>both<\/strong> 65 or older <strong>and<\/strong> blind.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>New Enhanced Deduction for Seniors: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The 2025 tax year introduces a new temporary enhanced deduction often described as a \u201csenior bonus\u201d for those 65 and older. An additional $6,000 dollars per qualifying person age 65 or older can be added to the standard deduction, on top of both the base amount and the regular age\/blind add\u2011on, however, this amount is subject to an income phase\u2011out, so higher\u2011income seniors may see this extra benefit being reduced or eliminated.<\/li>\n<\/ul>\n\n\n\n<p>Let&#8217;s walk through a couple of examples for greater clarity:<\/p>\n\n\n\n<p><strong>Example 1: Single filer, age 65 or older (not blind<\/strong>) and the senior enhancement is not phased out.<\/p>\n\n\n\n<p>Their 2025 standard deduction would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Base standard deduction (Single): $15,750.<\/li>\n\n\n\n<li>Age 65 or older add\u2011on: $2,000.<\/li>\n\n\n\n<li>Senior enhancement (65+): $6,000.<\/li>\n<\/ul>\n\n\n\n<p><strong>Total potential standard deduction:<\/strong> $23,750 (15,750 + 2,000 + 6,000).<a><\/a><a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<p><strong>Example 2:  Married Couple Filing Jointly both 65 or older<\/strong> <\/p>\n\n\n\n<p>Consider a married couple, both age 67, filing jointly, neither blind, and under the phase\u2011out thresholds.<a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<p>Their 2025 standard deduction could look like this:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Base standard deduction (Married Filing Jointly): $31,500<\/li>\n\n\n\n<li>Age 65 or older add\u2011on: $1,600 dollars per spouse, so $3,200 combined<\/li>\n\n\n\n<li>Senior enhancement: $6,000 dollars per spouse, so $12,000 combined.<\/li>\n<\/ul>\n\n\n\n<p><strong>Total potential standard deduction:<\/strong> $46,700 ($31,500 + $3,200 + $12,000).<a><\/a><a><\/a><a><\/a><a><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key Highlights for 2025 Tax Filers <\/h3>\n\n\n\n<p>For 2025, the standard deduction provides a robust tax reduction for those who are 65 or older with income below the phase out provisions based upon AGI.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Where can I get more information or help?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IRS Publication 501 \u2013\u00a0Standard Deduction:\u00a0<a href=\"https:\/\/www.irs.gov\/publications\/p501\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p501<\/a><\/li>\n\n\n\n<li>IRS Form 1040-SR (Senior-Friendly Form):\u00a0<a href=\"https:\/\/www.irs.gov\/forms-pubs\/about-form-1040-sr\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/forms-pubs\/about-form-1040-sr<\/a><\/li>\n\n\n\n<li>Social Security Administration \u2013 Understanding Taxation of Benefits:\u00a0<a href=\"https:\/\/www.ssa.gov\/benefits\/retirement\/planner\/taxes.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ssa.gov\/benefits\/retirement\/planner\/taxes.html<\/a><\/li>\n\n\n\n<li>Taxpayer Advocate Service \u2013 Free Help: <a href=\"https:\/\/www.taxpayeradvocate.irs.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.taxpayeradvocate.irs.gov<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The standard deduction may be higher in 2025 For the 2025 tax year, your standard deduction can be significantly higher than in prior years, especially if you are age 65 or older or are blind. Below is a clear walkthrough you can use as an educational blog post for readers planning their 2025 taxes. 2025 Standard Deduction Basics For 2025, the standard deduction is larger than it was in 2024,&#8230; <a class=\"more-link\" href=\"https:\/\/www.tekioadvisorsllc.com\/blog\/2026\/02\/22\/how-the-2025-standard-deduction-can-put-more-money-in-your-pocket\/\">Read More<a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"categories":[27,16,31],"tags":[],"class_list":{"0":"post-99","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-accounting-and-bookkeeping","7":"category-accounting-and-bookkeeping-services-in-new-york","8":"category-individual-taxes-form-1040","9":"entry"},"_links":{"self":[{"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/posts\/99","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/comments?post=99"}],"version-history":[{"count":2,"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions"}],"predecessor-version":[{"id":101,"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions\/101"}],"wp:attachment":[{"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/media?parent=99"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/categories?post=99"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tekioadvisorsllc.com\/blog\/wp-json\/wp\/v2\/tags?post=99"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}